WHAT IS THIS POLICY?

This policy explains how John F. Loughrey Financial Services Ltd. place, use and manage cookies on our website www.jfl.ie. We use a minimal number of cookies on our website and review our cookie settings frequently to ensure all cookies are still relevant and necessary.

When you first landed on this website, a cookie notice appeared. This banner explains what cookies are on the website and allows you to choose to accept or reject cookies that require your consent. You can update your cookie preferences at any time by using the cookie notice on our website.

Please see our Privacy Policy for more information about how we collect, store, manage and protect your personal data.

WHAT ARE COOKIES?

A cookie is a small text file that’s placed on your computer or mobile device when you visit our website. We, and some of our affiliates and third-party service providers, may use a few different types of cookies. Some are persistent cookies (cookies that remain on your hard drive for an extended period of time) and some are session ID cookies (cookies that expire when you close your browser).

WHY DO WE USE COOKIES?

They help us to operate our website and services, enhance and customise your experience across our website and services, perform analytics and deliver advertising and marketing that’s relevant to you.

WHAT TYPES OF COOKIES ARE USED?

The cookies on this website are categorised as Strictly Necessary, Functional, Performance and Targeting.

Strictly Necessary: These cookies allow core website functionality such as user login and account management. You cannot opt-out of these cookies because the website will not work without them. Our Strictly Necessary cookies are:

Cookie key Domain Path Cookie type Expiration Description
_dc_gtm_UA-2860670-1
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.jfl.ie / First-party 1 minute This cookie is associated with sites using Google Tag Manager to load other scripts and code into a page. Where it is used it may be regarded as Strictly Necessary as without it, other scripts may not function correctly. The end of the name is a unique number which is also an identifier for an associated Google Analytics account.
exp_csrf_token
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www.jfl.ie / First-party 2 hours This cookie is used by Cloudflare to identify trusted web traffic.
CookieScriptConsentwww.jfl.ie/First-party6 months 2 daysThis cookie is used by Cookie-Script.com service to remember visitor cookie consent preferences. It is necessary for Cookie-Script.com cookie banner to work properly.
PHPSESSIDwww.jfl.ie/First-partySessionCookie generated by applications based on the PHP language. This is a general purpose identifier used to maintain user session variables. It is normally a random generated number, how it is used can be specific to the site, but a good example is maintaining a logged-in status for a user between pages.

On the www.jfl.ie website, you have the ability to accept or refuse the following cookies via the cookie banner:

Performance: Performance cookies allow us to see how well our website is performing. The information that is collected is aggregated and anonymous and is only used to help understand how the website works. Those cookies cannot be used to directly identify a certain visitor. If you do not wish to have these cookies enabled, you can use the cookie banner to refuse them. Our Performance cookies are:

Cookie key Domain Path Cookie type Expiration Description
_ga
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.jfl.ie / First-party 2 years This cookie name is associated with Google Universal Analytics - which is a significant update to Google's more commonly used analytics service. This cookie is used to distinguish unique users by assigning a randomly generated number as a client identifier. It is included in each page request in a site and used to calculate visitor, session and campaign data for the sites analytics reports. By default it is set to expire after 2 years, although this is customisable by website owners.
_gid
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.jfl.ie / First-party 1 day This cookie name is associated with Google Analytics. It is used by gtag.js and analytics.js scripts and according to Google Analytics this cookie is used to distinguish users.
exp_last_visit
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www.jfl.ie / First-party 1 year This cookie name is associated with the website content management system Expression Engine. Most likely to do with tracking or recoding visitor activity.
exp_last_activity
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www.jfl.ie / First-party 1 year This cookie name is associated with the website content management system Expression Engine. Most likely to do with tracking or recoding visitor activity.
exp_tracker_ga_VRN5MGPHTZ
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www.jfl.ie / First-party Session This cookie name is associated with the website content management system Expression Engine. Most likely to do with tracking or recoding visitor activity.
_ga_VRN5MGPHTZwww.jfl.ieFirst-party1 year 1 monthThis cookie is used by Google Analytics to persist session state.

Targeting: Targeting cookies are used to identify visitors between different websites. Those cookies may be used by companies to build a profile of visitor interests or show relevant ads on other websites. If you do not wish to have these cookies enabled, you can use the cookie banner to refuse them. Our Targeting cookies are:

Cookie key Domain Path Cookie type Expiration Description
_gcl_au
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.jfl.ie / First-party 3 months Used by Google AdSense for experimenting with advertisement efficiency across websites using their services

Functional: Functionality cookies are used to remember visitor information on the website, eg. language, timezone, enhanced content. Our Functional cookies are:

Cookie key Domain Path Cookie type Expiration Description
exp_stashid
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www.jfl.ie / First-party Session This cookie is associated with the website content management system Expression Engine. It is used to successfully redirect users after form submissions.

HOW CAN YOU CONTROL COOKIES?

You can update your cookie preferences at any time by using the cookie notice on our website.

Most advertising networks also offer you the option to opt out of targeted advertising. For more info, visit http://www.aboutads.info/choices/ or http://www.youronlinechoices.com.

You can also accept or reject cookies by amending your web browser controls. You can manage your cookie settings by following your browser's instructions. Here are some links that might be of assistance: